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- FHA Loans :
- Apply Now : Request A Mortgage Quote
- FHA Loan Qualification : FHA loans are the easiest type of real estate mortgage loan to qualify for. The FHA guidelines for loan qualification are the most flexible of all mortgage loans that require less than 3% down payment.
- Tax Credit As Down Payment on FHA Purchase : President Obama has signed a bill that extends the tax credit for first-time homebuyers (FTHBs) into the first half of 2010.
- FHA Loan Buy Now? : Why should you buy now with an FHA Loan?
- FHA Loan Closing Costs : You should consider closing costs when you purchase a home through the FHA loan program. The FHA makes it affordable to purchase a home, which is why they allow you to finance up to 97% of the value of your home and offer free down payment assistance. This allows you to purchase a home with no money down and very few, if any, out-of-pocket costs are required to secure and close the mortgage loan .
- Benefits of a FHA Loan : It is easier to qualify for a FHA loan than it is for a traditional mortgage loan from your average lender. Since the FHA does not directly loan you the money, you have to qualify with a lender that funds FHA loans . It is easier to qualify because the FHA guarantees your mortgage loan , which means that they promise the lender that if you skip a mortgage loan payment, go into default, or they are forced to foreclose on the property, that the lender will get their money back. The FHA guarantees a percentage of the mortgage loan , which they pay directly to the lender in the case of foreclosure. So, the lender has nothing to lose by extending credit for a mortgage loan to a borrower who chooses an FHA loan .
- The Federal Housing Administration (FHA) : The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.
- First Time Buyers and FHA : FHA offers Great Programs for first time home buyers.
- FHA Loans More Information : More Information about getting an FHA Mortgage Loan.
- FHA allows Borrowers with Credit Issues : FHA Loans help first time buyers with credit issues.
- FHA 203K Loan FAQ's : Frequently asked questions about the new FHA loan programs.
- FHA Streamline Loans and Refinances : The FHA streamline refinance is a great option for quite a few of them. Here are the rules which will be in effect beginning January 1, 2009 for calculating FHA streamline refinances.
- Dispelling Common Myths About FHA Loans. : Dispelling Common Myths About FHA Loans.
- Refinance Now :
- Purchase Mortgage Loans :
- Request A Quote : Get a No Obligation mortgage loan Quote by completing our on-line Quote Request.
- Tax Credit Extended till 2010 : President Obama has signed a bill that extends the tax credit for first-time homebuyers (FTHBs) into the first half of 2010.
- Shopping for Your First Home : "Buying a first home can be stressful, but there’s a plethora of ways to make the process easier—and get a great deal in the bargain."
- Mortgage Rate Quote..How Long is it Good For? : Mortgage rate shoppers have been caught in the crossfire because many are unaware of how quickly the ground is moving beneath them. The classic story is the homeowner that "wants to sleep on it", only to find that rates moved a quarter-percent overnight.
- Prequal Mortgage Loans FAQs : Get answers to your questions about your Mortgage Loans Prequalification.
- Purchase a HUD owned Home :
- Lock-in without looking back : "When you lock-in a interest rate, you safeguard against fluctuations, from the time a rate lock is confirmed to the day it expires."
- Facts for Homeowners : Find out important information for home owners.
- Commercial Mortgage Loans :
- Tools and Resources :
- Mortgage Loan Calculators : Platinum Funding offers Mortgage Calculators, to help you with your Purchase or Refinance loan.
- 5 Smart Moves To Get The Best Rate : 5 smart moves to get the best rate. If you're in the market for a mortgage loan, there are five smart things you can do right now that will help you qualify for the lowest possible mortgage.
- Printable Mortgage Loan Forms : Printable Mortgage Loan Related Forms. Platinum Funding provides printable forms for all of your mortgage loan needs.
- Judge your ARM by it's Index : Judge your ARM by its index. The interest rate on adjustable-rate mortgages is tied to a financial index that reflects current lending rates.
- Closing Costs Explained : Closing costs are the expenses that the lender accumulates from the origination of your new mortgage loan. Some of these costs may be related to your mortgage loan application, while other fees are related to the house itself.
- What is an APR, and why is it so important? : Evaluating competing mortgage loan deals can be confusing. One tool that can help is the Annual Percentage Rate, or APR, which represents the total cost of credit, including fees, expressed as an annual rate.
- Shopping for a mortgage loan won't hurt credit scores : Shopping for a loan won't hurt credit scores.Each time you apply for a loan, and a lender asks to see your credit report, 10 or so points are subtracted from your credit score.
- Platinum Funding's Products & Services, find the mortgage loan for you. : Platinum Funding's Products & Services.
- Platinum Funding Customer Service Standards : Platinum Funding's policy is to provide the same quality of assistance to every mortgage loan applicant.
- Platinum Funding Offers Books : Books For Home Buyers
- Mortgage Industry Links : A list of links to interesting Mortgage Industry Websites.
- Platinum Funding's Policy Statement : Information Policies
We place a high value upon the trust that you place in us when applying for a mortgage loan . We promise not to abuse that trust by inappropriately using the information you provide to us. We request this information in order to provide you with the most comprehensive and accurate data possible. We will not sell or give away your private information to any third party.
- Glossary Of Terms : Learn what all the various Real Estate and Mortgage Loan terms mean.
- Online Forms :
- Tax Credit Extended till 2010 : President Obama has signed a bill that extends the tax credit for first-time homebuyers (FTHBs) into the first half of 2010.
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